Insurance claims

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Alysia Brooks

We have come a long way from the traditional way of hanging lights on a Christmas tree, lit candles. Obviously, lit candles hanging on a dying and drying out pine tree is not a great idea. That's when the electric string lights were introduced. Over time, the string lights have become safer than the original electric bulbs used but that doesn't mean the fire risk isn't still there. If you choose to put up a Christmas tree this year, here are a few tips from Propertycasualty.com to help lessen your risk of fire.
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Alysia Brooks

Even though it is one of the most common causes of loss, water back-up of sewers and drains is one of the most misunderstood aspects of insurance.
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Alysia Brady

Are you leaving for one last vacation before fall?! We have a few tips, provided by the Cincinnati Insurance Co. blog, on how to prepare your home before you leave to ensure there is less of a chance you become a target of theft!
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Alysia Brady

According to The Cincinnati Insurance Company's blog on How to Protect Yourself from Fraud, "The National Insurance Crime Bureau reports that insurance fraud accounts for about 10% of all property casualty claims." Falling victim to a dishonest contractor damages not only your home, but your pockets too. Here are a few tips, provided by the Cincinnati Insurance Company, that might help you recognize a fraud so that you do not become another fraud statistic!
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Want to Maximize Your Insurance Dollars? Make 'Conduct a Home Inventory' One of Your New Year's Resolutions
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There are a number of preventative measures you can take to avoid water back up damage and minimize the amount of damage should it occur. But a significant amount of water back up incidents may not be preventable. For example, Colorado Springs Utilities estimates that water back up damages amount to $1,000,000 annually and that 80% of these losses are unpreventable. Worse, 80% of homeowners do not have insurance protection against water back up.1
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Download Home Inventory Worksheet (Excel) Keeping a home inventory is an important exercise that aids you in three ways:
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It is a good idea to take an inventory of your personal possessions, at least annually. Keeping a current inventory benefits you in three ways:
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